SBA & Conventional Loans for Small Businesses

48 Hour Initial Approval

SBA Loans Within 30 Days

Working Capital Available Same Day

Hours:

Available by phone or text 7 days a week.

Unlock Your Unlimited Potential with ComCap

At ComCap Inc, we understand that every business has unique financial needs. Headquartered in New England and serving cities like Worcester, MA and Providence, RI for over 28 years, we specialize in connecting businesses with the right loan solutions. From same-day working capital to specialized veteran and women-owned business programs, we've got the expertise and resources to help you thrive.


Facing an SBA loan denial in Providence, RI or a nearby area? Choose our experts for the help you need. Our free consultations and rapid 48-hour initial approval process mean you won't waste any time getting the funds you need. With a broad selection of loan options, including SBA loans that can be approved and funded within 15-30 days, we make it easier than ever to achieve your business goals. Locally owned and deeply rooted in the community, ComCap is committed to your success.


So, whether you're a startup looking for initial funding or an established business seeking expansion capital, we can get you approved and on the path to growth. Contact us today to request a free consultation.

Why Choose ComCap?

Choosing ComCap means choosing a partner dedicated to your success. With a proven track record of over 28 years, we offer unparalleled expertise in not only small business loans but also commercial real estate, lines of credit, and equipment financing. Locally owned and deeply invested in the Worcester and Providence communities, we're not just another loan provider—we're your business partner and staunchest advocate. Whether you're facing an SBA loan denial in Worcester, MA or you're trying to find the ideal loan program to match with in a nearby area, we're here to help.


ComCap is a capital markets advisory firm—not a direct lender. That means we are able to leverage our wholesale relationships with dozens of banks and lenders, ensuring that you and your business secure the most favorable rates and terms possible.

48 Hour Initial Approval

SBA Loans Within 15-30 Days

Same-Day Working Capital 

Up to 100% SBA Loans

Over 28 Years Of Experience

No Collateral Required

Has Your SBA Loan Been Denied?
We specialize in getting SBA loans funded, turning denials and declines into approvals!
Request A Free Consultation

(508) 571-1090

(508) 571-1090
48 Hour Approval
Many of our loan programs offer 48-hour initial approvals.
Call To See If You Qualify

(508) 571-1090

(508) 571-1090
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Here's what our satisfied customers are saying...

At ComCap, Inc, we take pride in our work. We would be grateful if you could share your thoughts about your experience with us. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of ComCap, Inc and let others know what you think.

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By Rob Philion August 11, 2025
Why an SBA Express Line of Credit Might Be Your Best Move Need faster access to funds without sacrificing flexibility? The SBA Express Line of Credit combines the low-cost, reliable backing of the SBA with the agility small businesses crave. Here’s what sets it apart: 1. Super-Fast Response Times Unlike traditional loans, the SBA Express generally offers a 72-hour SBA decision on whether to guarantee your line of credit—so you can get going almost immediately. 2. Flexible, Revolving Access It's not a one-and-done loan. You draw only what you need, repay, then borrow again—like a credit card but with lower rates and smarter terms. 3. Competitive SBA Backing SBA guarantees up to 50% of the line, lowering risk for lenders and improving your chances. You benefit without sacrificing speed. 4. Use It for Whatever Keeps You Rolling Need to manage cash flow, cover payroll, buy inventory, or respond to emergencies? It’s your cushion. Just don’t use it for ineligible costs like real estate or debt refinancing. 5. Pay Interest Only on What You Use Unused portion? No interest. You only pay when you draw. 6. Potential Fee Advantage Some lenders waive fees on the Express Line—making it even more cost-effective compared to term loans. What to Watch For Maximum Line Size : Typically up to $350,000—enough for many small business needs, but not every big project. Interest Matters : Rates vary; always compare. Use Restrictions : Strictly business—no personal spending, real estate or investment purchases. Lender Discretion : The SBA sets the rules, but each bank interprets them. Ask specifically about their SLA (Service Level Agreement) and timeline. Renewal Terms : Some lenders may require annual renewal or fee. Why You Should Care If cash flow moves fast in your business, waiting weeks for a term loan can cost you. The SBA Express Line gives you business-grade funding on your terms—quickly, flexibly, and affordably.
By Rob Philion August 8, 2025
Running a hair, nail, or lash salon isn’t just about delivering great service. It’s also about managing the constant challenges that come with owning a small business. From seasonal slowdowns to rising costs, many salon owners face cash flow gaps that can put their business at risk. That’s where working capital from an SBA 7(a) loan can make a difference. Common Problems Salons Face 1. Seasonal Fluctuations Many salons see a spike in revenue during holidays and wedding season, but slower months can strain cash flow. 2. Rising Supply Costs Hair color, nail polish, lash extensions — the cost of professional products keeps climbing, eating into margins. 3. Equipment Upgrades Chairs, dryers, manicure tables, and lash beds eventually need replacing. Without cash on hand, upgrades get delayed. 4. Staffing Challenges Keeping top stylists, nail techs, and lash artists often means offering competitive pay and benefits, which can be tough during slower periods. 5. Marketing & Client Retention Attracting new clients and keeping loyal ones takes consistent marketing — something many salons put off when funds are tight. How SBA 7(a) Working Capital Can Help The SBA 7(a) loan program offers salon owners affordable financing with flexible repayment terms. Working capital from an SBA loan can be used to: Cover payroll during slow months Buy supplies in bulk to save money Upgrade or replace equipment without draining savings Invest in advertising to bring in more clients Fund staff training to improve services and retention Because SBA loans offer longer repayment terms and lower rates than most alternatives, salon owners can manage cash flow without the pressure of short-term, high-interest debt. Bottom line: Whether you run a hair salon, nail spa, or lash lounge, having working capital ready can mean the difference between struggling through slow months or growing year-round. 📞 Contact ComCap today to see how an SBA 7(a) loan can help your salon thrive.
By 7113731563 August 7, 2025
Sofia Sefchick sits in her yoga studio and apparel store, Hello Yoga, in Reno, NV. Photo courtesy of Noticiero Movil. Women-owned businesses are growing faster than any other segment of the U.S. economy. As of 2024, women own more than 13 million businesses , generating $2 trillion in annual revenue and employing over 9 million people. Whether you’re launching or expanding, SBA loans are often a critical component for growth, especially when traditional lenders hesitate. If you’re a woman entrepreneur, or you're advising one, this list will show where the momentum is and where smart capital can make a difference. Top 10 Industries for Women Owned Businesses These are the most common and fastest-growing industries where women are launching and scaling businesses: 1. Health Care & Social Assistance Recession-proof, purpose-driven, growing. 2. Professional, Scientific, Technical Services Consulting, legal, marketing, design, tech 3. Administrative & Waste Management Virtual assistance, janitorial, staffing, HR 4. Retail Trade (Online & Physical) E-commerce boom, low startup costs, scalable 5. Accommodation & Food Services Restaurants, bakeries, catering, hospitality 6. Educational Services Tutoring, coaching, online courses, childcare 7. Real Estate, Rental & Leasing Prop managers, brokerages, short-term rentals 8. Finance & Insurance Bookkeeping, tax prep, financial planning 9. Arts, Entertainment & Recreation Creative services, wellness, fitness studios 10. Manufacturing (Small Batch & Niche) Beauty products, apparel, artisan goods B reakdown by Ethnicity Black Women Owned Businesses Fastest growth rate of any demographic. Popular industries: Hair and beauty Health and wellness Retail and e-commerce Childcare and education Many rely on personal funding or community capital. SBA microloans and Express lines of credit are often critical for launching or restocking inventory. Latina Owned Businesses Represent 1 in 10 women owned businesses in the U.S. Common sectors: Food service (catering, food trucks) Cleaning services Retail and clothing brands Professional services (translation, legal aid, consulting) SBA loans can help secure vehicles, equipment, or real estate for expansion. Asian American Women Owned Businesses High representation in: Healthcare and medicine (clinics, therapy, wellness) Education services E-commerce and specialty retail Technology and SaaS startups Many qualify for SBA 7(a) and 504 loans to fund offices, tech, and staffing. Native American Women Owned Businesses Strong presence in: Artisan manufacturing Agriculture Cultural education and tourism Environmental consulting Often located in rural areas where Community Advantage loans and 504 rural development loans are ideal options. How SBA Loans Power Women Owned Businesses Most women-owned businesses are under capitalized, not because of lack of vision, but because of systemic lending gaps. Here’s where SBA loans help level the playing field: SBA Loan Type Best Use Case 7(a) Working capital, business acquisition, expansion 504 Equipment, real estate, construction Express Fast working capital or startup needs Microloans New ventures, solopreneurs, small inventories These loans offer lower down payments, longer terms , and in many cases, no collateral required . That’s a game-changer if you’re trying to get started or scale quickly. Final Thoughts Women are redefining what business ownership looks like across every industry. But growth still requires funding, and that's where SBA loans come in. Whether you're running a childcare center, launching a wellness brand, or acquiring a second location, the right financing helps you move faster, hire sooner, and grow smarter. At ComCap, we help women owned businesses access SBA funding — even when traditional banks say no or don't lend enough. ✅ SBA 7(a), Express, and 504 Loans ✅ Available nights, weekends, and holidays ✅ We move fast and can closing in 10 days Need help funding your next step? Let’s talk.
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